Loan Officer

Job Description Job Description Benefits/Perks

• Supplemental Health Insurance (Aflac)
• 401K Matching
• Careers Advancement Opportunities
• Flexible Scheduling
• Competitive Commissioned Compensation

Job Summary We are seeking an LicensedLoan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations. Responsibilities

• Interview applicants to gather financial information
• Evaluate creditworthiness
• Process loan applications
• Set up debt payment plans
• Report on financing decisions
• Complete loan contracts
• Assist clients in understanding the terms and conditions of their contracts
• Maintain up-to-date knowledge of current financial services and types of loans
• Keep detailed records for all accounts
• Ability to work with positivity and honesty

Qualifications

• Must have a current Mortgage Originator License in any of the following states VA, MD, NC, FL, and DC
• Previous experience as a Loan Officer is preferred
• Familiarity with Microsoft Excel, databases, and loan processing and banking software
• Knowledge of lending products, practices, underwriting guidelines, and compliance
• Strong customer service, communication skills, and interpersonal skills
• Ability to perform in a goal-oriented environment