Lending Manager 1 - Agency Home Lending

Location
Minneapolis, Minnesota
Posted
September 16 2020
Ref
5551927
Industry
Banking
Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo is looking to hire a Lending Manager 1, for our Home Lending Retail Mortgage Agency team, who has a strong desire and passion to deliver an exceptional experience in helping customers with their home loan applications. If you thrive on working with high accuracy and attention to detail, and working with a team to meet customer needs, we want to talk to you! As a Lending Manager 1, you will have the opportunity to strengthen your credit risk analysis and build on translating problems into practical solutions.

This Lending Manager will lead a team of Agency Underwriters dedicated to distributed sales markets. Functions include: ensuring group's underwriting and customer service levels are met; monitoring credit quality; approving loans within established loan approval limits; ensuring compliance with all appropriate Bank policies and regulations; working with business unit managers to understand servicing needs and make or recommend adjustments to provide improved turnaround times and customer service.
  • Responsible for own team's results (ie. Quality, Production and Loyalty).
  • Drive and balance capacity for the team.
  • Develop a strong partnership/relationship with Sales and other Fulfillment partners.
  • Ensure all departmental productivity, timeliness, and accuracy goals are achieved monthly/quarterly/annually.
  • Create a positive/engaging team environment conducive to high performance and production.
  • Research, identify, and analyze opportunities for process improvements, both internally and cross functionally, that will improve performance and reduce loss exposure and risk.
  • Participate in partnership calls with Sales.

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

As a Team Member Manager, you are expected to achieve success by leading yourself, your team, and the business. Specifically you will:
  • Lead your team with integrity and create an environment where your team members feel included, valued, and supported to do work that energizes them.
  • Accomplish management responsibilities which include sourcing and hiring talented team members, providing ongoing coaching and feedback, recognizing and developing team members, identifying and managing risks, and completing daily management tasks.


Required Qualifications

  • 3+ years of lending experience
  • 1+ year of team leadership or management experience


Desired Qualifications

  • Ability to drive and lead organizational change in a dynamic environment
  • Strong relationship development skills
  • Leadership experience including; coaching, training, and mentoring
  • Leadership experience in a loan administration environment
  • Excellent verbal, written, and interpersonal communication skills
  • Strong analytical skills with high attention to detail and accuracy


Other Desired Qualifications
  • Demonstrated Mortgage underwriting experience and/or depth of underwriting knowledge/exposure
  • Texas Certification and/or strong experience with home lending in Texas
  • Experience leading or managing a team of underwriters in a mortgage loan production environment
  • Experience managing a mortgage loan production pipeline
  • Experienced contributor to company/site/team objectives
  • Ability to build strong teams to meet performance goals
  • Ability to solve problems before they become critical


Job Expectations

  • This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
  • Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary.
  • This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) web site (http://fedregistry.nationwidelicensingsystem.org ) provides the MU4R questions and registration required for employment in this position.


Street Address

MN-Minneapolis: 2701 Wells Fargo Way - Minneapolis, MN

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

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